Terms of Service

1. Acceptance of Terms

By accessing or using earnings.live (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access the Service.

2. Description of Service

earnings.live provides real-time earnings analysis, live transcripts of earnings calls, AI-powered summaries, and market data for public companies. Our Service includes both free and premium subscription features.

Service features include:

• Live real-time transcripts of earnings calls
• AI sentiment analysis and summaries
• Interactive chatbots for Q&A
• Market data and stock price tracking
• Key insights and analytics

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current. You are responsible for safeguarding the password and for all activities that occur under your account.

You agree not to disclose your password to any third party and to notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. Subscription and Billing

Some parts of the Service are provided for free, while other features require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis depending on your selected plan.

5. Acceptable Use

You agree not to use the Service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To interfere with or circumvent the security features of the Service

6. Investment Disclaimer

The information provided on earnings.live is for informational purposes only and should not be considered as financial, investment, or trading advice. All investment decisions should be based on your own evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs.

Past performance does not guarantee future results. Investing in securities involves risk, including the potential loss of principal. You should consult with a qualified financial advisor before making any investment decisions.

7. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of earnings.live and its licensors. The Service is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

9. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service and cancel your subscription.

10. Disclaimer of Warranties

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company excludes all representations, warranties, conditions and terms whether express or implied, statutory or otherwise.

11. Limitation of Liability

In no event shall earnings.live, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us through our support channels or by visiting our website at earnings.live.